2018-2019 Catalog 
    
    Nov 22, 2018  
2018-2019 Catalog

Financial Information



Tuition Rates

Mohave Community College’s tuition rates and fees are among the most affordable in the state of Arizona. Students who complete the Arizona General Education Curriculum (AGEC) core classes before transferring to a university will save more than $6,000 in tuition alone. Students who complete an associate of arts, business, or science degree at MCC before going on to an in-state university will save more than $12,000 in tuition alone compared with those students who spend their first two years at a university.

All tuition and fees are to be paid at the time of registration. Some programs, courses, and activities at MCC have additional fees associated with them. Please see the Fees  section for a complete list of fees. Financial Aid is available in the form of grants, scholarships, loans, and employment. MCC also offers a tuition payment plan.

Mohave Community College reserves the right to change or withdraw, without notice, curriculum, policies, tuition or any other matters described in college publications or online.

Important: Enrollment will be dropped if payment or payment arrangements are not made by the payment due date. Students are responsible for dropping classes if they do not plan to attend.

Type of Student Cost (per credit hour)
In-state students $81.00
Out-of-state students $283.50
Western Undergraduate Exchange   $121.50
Active Duty Military $121.50
 Western Undergraduate Exchange

Mohave Community College participates in the Western Interstate Commission for Higher Education (WICHE) Western Undergraduate Exchange (WUE) tuition program. Students who may request this tuition rate must be:

  1. Residents of eligible states, or
  2. Students who have not met Arizona residency requirements and have most recently lived in an eligible state.

Eligible states are Alaska, Arizona, California, Colorado, Hawaii, Idaho, Montana, Nevada, New Mexico, North Dakota, Oregon, South Dakota, Utah, Washington and Wyoming. Technology, laboratory, and course fees are the same as for in-state students. All certificates are eligible for the WUE rate if the student is a resident of an eligible state. MCC excludes Allied Health courses with the following prefixes from the WUE rate: DEH, NUR, PTA, RAD, and SGT. WUE students in these programs must pay out-of-state tuition. The tuition rate for these courses is $283.50 per credit hour. Full-time enrollment under WUE status does not count toward establishing Arizona residency for tuition purposes; see Residency Requirements .

Senior Citizen Tuition Rate

A Senior Citizen Tuition Rate applies to students who meet Arizona state residency requirements   and are at least 62 years of age at the time of registration. Tuition for credit courses is set at 50% of the regular tuition as set by the Governing Board. All fees for credit courses (technology fees, lab fees, etc.) are set at 100%.

First Time Student Tuition Rate

To provide an opportunity for those who might not otherwise “try out” college, MCC offers first-time students a one course tuition rate of 50% of the approved tuition per credit hour. All fees for credit courses (technology fees, lab fees, etc.) are set at 100%. Only applicable on select courses. 

Active Duty Military Only

MCC has created a military-friendly environment by setting tuition for active duty military only that will be no higher than the established MCC Western Undergraduate Exchange (WUE) rate.

  • Arizona statute will still define residence for active duty military.
  • Those who do not qualify for AZ residency, and are located in states outside the WUE states, will be eligible for the WUE rate.
  • MCC excludes Allied Health courses with the following prefixes from the WUE rate: DEH, EMS, NUR, PTA, RAD, and SGT.

Methods of Payment

MCC accepts personal checks, MasterCard, VISA, Discover, American Express, money orders, and cash. The following options are available:

  • Pay the full tuition and fee payment at the time of registration.
  • Pay the full tuition and fee payment by the payment deadline. Student may make multiple payments as long as full payment has been received by the payment deadline.
  • Receive a Financial Aid Award notification by the payment deadline.
  • Enroll in a tuition payment plan available online with Nelnet Business Solutions.

Note: If tuition and fees will be paid by a third party, it is the responsibility of the student to ensure all required documentation is provided to the Bursar’s Office prior to the payment due date.

Student Tuition Payment Plan

eCashier image

Mohave Community College has contracted with Nelnet Business Solutions (NBS) to provide various payment options to assist students in paying for college. MCC is pleased to offer e-Cashier as a convenient online payment plan. Using e-Cashier, students may select installment plans that are spread over several months, depending on when they register. Payments can be made online from a checking or savings account or credit card. The only cost to participate in the e-Cashier payment plan is a $25.00 per semester nonrefundable fee. Note that enrollment fees and down payments are processed immediately. The e-Cashier payment plan is not a loan program; there is no debt incurred, no credit search is conducted, and there are no interest or finance charges assessed by NBS on the unpaid balance.

Payment plans available through e-Cashier include the following benefits:

  • Convenient online enrollment
  • Monthly payment plans
  • Flexible payment options
  • Automatic payment processing
  • No interest
  • Email notifications
  • Automatic bank payments
  • Credit card payment options (Visa, MasterCard, American Express or Discover)

To register for classes and take advantage of the payment plan option, complete the following steps:

  1. Go to JICS/myMohave and sign in.
  2. Select your classes* and then click on the “Payment” tab.
  3. Select year/term, then the “Submit” button for the e-Cashier icon to appear. Select this to be directed to the NBS page that provides information on how to sign-up for the plan, how to select a payment schedule, and how to make payments.
  4. Review the frequently asked questions.

*Note: If you have already registered, go to JICS/myMohave and click on “Payment” tab. There you can select the year and term you wish to enroll in, then select the “Submit” button. Click on the e-Cashier icon and you will be directed to the information mentioned above. If at any time, a student misses a scheduled payment within their payment plan arrangement, the college will place an Accounts Receivable (AR) hold onto the student account. After 24 hours if the student has not paid, the student will be administratively withdrawn from all classes. Once payment in full is received, student may be reinstated back into classes.

Financial Aid Programs

Mohave Community College offers a comprehensive financial aid program to help students and their families meet their educational costs. Financial Aid is designed to help to bridge the gap between the total cost of their education and the amount they are expected to contribute, as determined by the information provided on the FAFSA. Financial aid is awarded on a yearly basis. Students must reapply each year.

Financial aid may be provided in the form of grants or scholarships, loans, or work awards. Funds may be provided by the federal or state government, MCC, or outside donors. Eligibility for a particular type of aid or fund will vary based upon the source of that funding. Additional information about how to apply, eligibility, and funds offered can be found in the Student Handbook, on the Financial Aid webpage, and in NetPartner.

It is important to note that the programs listed below will only pay for classes that are required for a declared program of study. These are often referred to financial aid eligible credits. Courses outside of the declared program of study will not count for financial aid purposes.

Applying for Financial Aid

To be considered for financial aid at MCC, students must apply by completing the Free Application for Federal Student Aid (FAFSA). All federal and most state and college sources of financial aid require the FAFSA. Most scholarships will also require a separate application provided by MCC. The FAFSA must be completed each year and becomes available each year on October 1st, approximately 11 months before the fall semester begins. (i.e. The FAFSA for the 2018-19 school year becomes available on October 1, 2017.)

The FAFSA is completed online at www.fafsa.ed.gov and is free to submit. To submit the FAFSA, students, and their parent(s), will need to obtain FSA ID’s. The FSA ID serves as an electronic signature and is obtained at www.fafsa.ed.gov. The FSA ID is unique to the student or parent and cannot be shared. Individuals who previously used a FAFSA PIN will be able to convert their PIN to a FSA ID.

MCC’s Federal School Code is 011864. This code must be entered on the FAFSA for the application to be sent to MCC. MCC will receive the FAFSA electronically. At that time, MCC will begin to communicate with the student at the email address listed on the FAFSA. Additional documentation may be requested before a financial aid award can be determined.

The information provided on the FAFSA is used to determine the student’s Expected Family Contribution (EFC). The EFC is then used to determine the student’s financial need by subtracting it from the total cost of attendance.

Financial Aid Eligibility

In order to be considered for financial aid, students must meet the following general eligibility requirements:

  • Enrolled and declared in an eligible program - enrollment must be in financial aid eligible credits
  • Completed high school level education, or its equivalent
  • U.S. citizen, or eligible non-citizen
  • Making Satisfactory Academic Progress (SAP), as defined by MCC
  • Enrolled in the appropriate number of credits for the financial aid offered
  • Has not been convicted of, or pled no contest or guilty to, a crime involving fraud in obtaining federal aid funds
  • Is not incarcerated, except in limited circumstances

This list is not exhaustive. Individual types of financial aid may have additional eligibility requirements.

Financial aid eligibility can change throughout the year based on the receipt of new information, a change in enrollment, registration for non-financial aid eligible classes, the transferring of credits from another institution, or another change to a student’s records. Students are encouraged to talk with an advisor and review their NetPartner accounts regularly to understand changes and potential changes to their awards.

Types of Financial Aid

MCC Scholarships: MCC offers a wide variety of scholarships for new, returning, and transfer students. Scholarship funds do not need to be repaid. Scholarship funds may come from MCC or private donors. Eligibility for scholarship funds will vary, but may be based on academic performance, financial need, major, or demonstrated leadership. Enrollment requirements for scholarship funds will vary based on the award. Information about specific scholarships can be found on the Scholarship webpage.

To apply for scholarships at MCC, students will need to submit the FAFSA for the appropriate year and complete the online Scholarship Application. The Scholarship Application is available through NetPartner on the “Apply Now” tab. The application becomes available after the FAFSA is received.

Federal Pell Grant: The Federal Pell Grant is a program to help undergraduate students pay for educational costs. These funds do not need to be repaid and the amount awarded each year is based primarily on the student’s EFC and enrollment status. The U.S. Department of Education issues a yearly payment schedule that is used to determine award amounts.

Federal Supplemental Educational Opportunity Grant (FSEOG): FSEOG is a program that provides additional grant funding to exceptionally needy students, as determined using the information provided on the FAFSA. FSEOG funds are limited. Students are strongly encouraged to submit their FAFSA as early as possible after the application becomes available on October 1. Award amounts vary and are determined annually.

Federal Work Study (FWS): FWS is a federally subsidized employment program. Funding for this program is limited and students are strongly encouraged to submit their FAFSA as early as possible after the application becomes available on October 1. Recipients are required to be enrolled at least half time to qualify for FWS. Award amounts vary and are determined annually. Work study funds are not subtracted from a student’s tuition bill, but are received in the form of a paycheck based on a set wage amount. Receiving this award does not guarantee employment, but allows students to apply for on campus positions. Job listings can be viewed through the Human Resources webpage. Work study earnings are taxable.

Federal Direct Loans: Federal Direct Loans are low-interest educational loans made to students by the federal government. Loan eligibility requires at least half time enrollment. These loans must be repaid after you separate from MCC, or drop below half time enrollment. Repayment of federal direct loans begins six months after the borrower is no longer enrolled at least half time in a degree, or certificate, seeking program. There is no credit requirement and no co-signor is required. Federal Direct Loans are either subsidized or unsubsidized.

SUBSIDIZED LOANS - The federal government pays the interest while the student is enrolled at least half time in a degree-seeking program. The borrower is responsible for interest that accrues after they are no longer enrolled at least half time in a degree-seeking program.
UNSUBSIDIZED LOANS - The borrower is responsible for all interest that accrues. Interest begins accruing when the loan is disbursed to MCC. Interest is capitalized when the borrower enters repayment.

All students who borrow through the federal direct loan program will be required to complete a Master Promissory Note (MPN). First time borrowers at MCC are required to complete online Entrance Counseling. Returning borrowers are required to complete Financial Awareness Counseling. Additionally, all borrowers are required to complete a Loan Request Form before a loan will be processed. Information about, and links to, the MPN, online counseling, and Loan Request Form are located in NetPartner.

Annual and aggregate loan limits apply. Students may not borrow in excess of their annual or aggregate limit. Annual limits are determined by the number of credits a student has earned, including credits transferred in from other institutions. Additional loan amounts may be available to independent students. Independent status is defined by information reported on the FAFSA.

Federal direct loan funds are disbursed directly to MCC and paid to the student’s tuition bill. Disbursements begin after the end of the add/drop registration period each semester and are made on a weekly basis. First time borrowers will experience a 30 day delay on their first loan disbursement. All borrowers are encouraged to plan ahead for expenses incurred at the start of each term.

Repayment of federal direct loans begins six months after the borrower is no longer enrolled at least half time in a degree-seeking program. When a borrower’s enrollment drops below half time, they are required to complete online Exit Counseling within 30 days of their last day of attendance or last day of the half time enrollment. Remember, federal direct loans are a debt that must be repaid.

Beginning on July 1, 2013, all first time borrowers will be subject to a 150% time limit on subsidized loan borrowing. This means that all students who are first time borrowers will need to complete their program of study within 150% of the published length of the program. Borrowers who are subject to the 150% time limit can view their subsidized loan usage by logging into the National Student Loan Database System (NSLDS), on their Student Aid Report (SAR), or on their Federal Direct Loan Disclosure Statement.

Leveraging Educational Assistance Partnership (LEAP): LEAP is a state subsidized grant partnership that provides need-based grants to enable students to attend college in the state of Arizona. LEAP provides funding to low-income undergraduate students who are Arizona residents with demonstrated financial need. To be eligible, recipients must be U.S. citizens, or eligible non-citizens, residents of Arizona, enrolled at least half time in an undergraduate program, and meet SAP as defined by MCC. Award amounts are determined annually and are contingent upon funding by the state.

Qualified Active Duty Military, Veterans, and Dependents’ Education Benefits

Mohave Community College provides services to qualified active duty military, veterans, and dependents who may be eligible for educational assistance from the U.S. Department of Veterans Affairs. Services offered include assistance with the application for education benefits, tutorial assistance, and services for disabled veterans. Veteran students may be eligible to defer their payment of tuition, fees, and books. Veterans must meet satisfactory academic progress to continue using their VA education benefits at MCC. Students using VA education benefits who are found to have met the requirements for academic dismissal as listed in this catalog will have their benefits discontinued and be reported as terminated to the U.S. Department of Veterans Affairs. Students meeting the requirements for readmission will be allowed to reinitiate the use of their VA education benefits, although the U.S. Department of Veterans Affairs will make the final decision as to whether they will continue to pay out for those education benefits.

It is important to note that the VA will only pay for classes that are required for the degree or certificate the student is pursuing. Courses taken outside of the declared program of pursuit will not be certified for benefits. Please call MCC Connect or visit an advisor at the nearest MCC campus to obtain the necessary paperwork to start or continue a claim for education benefits. Additional information on VA education benefits may be obtained at Veteran Services or Department of Veterans Affairs. MCC complies with Section 702 of the Veterans Choice Act by charging In-State Tuition rates to “covered individuals.” Please speak with the Veterans Services Advisor for more information. Veterans Education Benefits are subject to the Satisfactory Academic Progress (SAP) policy.


Billing

  • Students who have not paid their outstanding debt by the posted due date will be dropped from all their courses.
  • Outstanding debt includes but not limited to, registration, financial aid chargebacks, insufficient financial aid and insufficient third party pays.
  • If a student is administratively withdrawn or chooses to withdraw from a course(s), s/he is responsible for any balance owed on their account.
  • Students owing money to the college will be placed on an Accounts Receivable (AR) hold.
  • In order to remove the AR hold, a student’s account must be paid in full.

Students who have an outstanding debt to the college will be billed in a three-month billing cycle. MCC’s billing cycle starts after the add/drop period. The student will receive a statement of the amount owed at the beginning of the month, for months one, two, and three. After the third month, the student will be rolled into one of MCC’s national collection agencies.

Important: If the student still shows an outstanding balance after the third month, the account will be considered delinquent and turned over to a collection agency, attorney, and/ or credit bureau. The student will be held responsible, as accepted upon registering in the “Obligations Terms and Conditions” agreement, for collection costs, including any fees charged by the collection agency and attorney’s fees in addition to the outstanding balance.


College Indebtedness Policy

A student who is indebted to the College for an outstanding/overdue financial obligation will have an Accounts Receivable hold placed on his/her account and no further services will be provided, including but not limited to registration, transmitting files, records, or transcripts, or receiving other services that have been requested by such person. However, according to FERPA, the student may obtain an unofficial copy of his/her student records in those circumstances where the individual cannot effectively review his/her student records without receiving such copies.

Nonpayment of financial obligations constitutes authorization for administrative withdrawal of enrollment and removal of the student from all classes. Students who are administratively removed from classes may be required to repay any financial aid funds already disbursed to them. Unpaid debts may be referred to a collection agency and/or a credit bureau and the student will be responsible for payment of collection fees, including any fees charged by the collection agency. Students who wish to dispute outstanding debts will be provided an adjudication process by Bursar’s Office.

Any student who has received financial aid and who drops below the level of eligibility for the amount received may incur an overpayment resulting in a balance due as well as all financial aid received must be returned. The indebtedness policy as outlined above will be followed, resulting in an Accounts Receivable hold and no further services being provided.

For immediate release of the student financial hold, payment must be received in full. Payments may be made:

  • online through JICS/myMohave with a credit card, or
  • in person in the Bursar’s Office on the Kingman campus with a money order or check (requires a 14-day processing period), cash or credit card, or
  • placing a check or money order in the Student Payment Drop Box available on each campus, inside student services, during normal business hours (requires additional receiving time in addition to a 14-day processing period).

If you have any questions regarding your student account/debt, please contact MCC Connect.


Tuition and Fee Refund Policy for Credit Courses

If a student drops a class during that class’s official add/drop period, the student may receive a refund of 100% of tuition and applicable fees paid to the college. This does not include any fees designated as “non-refundable.” All refunds will be issued to students via the Bighorn Card. When the card is received and activated, students can choose how college refunds are received. Refunds are processed within two weeks after the official add/drop period.

Note: Dropping a class can affect financial aid. If you have any questions regarding how to drop a class or would like to speak to an advisor about financial aid before dropping any classes, please contact MCC Connect.

Bighorn Card

Bighorn Card

After registering for classes, new students will receive a Bighorn Card in the mail. The card is the key to selecting the refund preference that best fits your needs. Refunds can be from financial aid, student loans or tuition on a canceled class.

Mohave Community College has partnered with BankMobile Disbursements to offer the following refund options:

  1. ELECTRONIC DEPOSIT TO ANOTHER ACCOUNT Money is transferred to another account the same business day BankMobile receives funds from MCC. Typically, it takes 1-2 business days for the receiving bank to credit the money to your account. 
  2. ELECTRONIC DEPOSIT TO A BANKMOBILE VIBE ACCOUNT If you open a BankMobile Vibe account (upon identity verification), money is deposited the same business day BankMobile receives funds from MCC.

Click here to select your refund preference. 

If you do not select a refund option, a paper check will be mailed to you within 21 days after the funds are received by BankMobile.

Even though you might not be expecting a refund, do not throw the card away…you may receive a refund in the future.

Your Bighorn Card is also your library card. To activate and use your library card, visit the reference desk at your campus library.

If you did not receive your card or if you need a replacement card, please contact the Bursar’s Office at 928-757-0816.

Bighorn Card ATMs

Visit www.Allpointnetwork.com/locator.aspx to find the ATM nearest you. 

To view our institution’s contract with BankMobile Disbursements, click here.

For more information about the BankMobile Vibe account, contact MCC Connect .

Special Circumstances

Approval for special circumstance refunds must be obtained from the chief student services officer. In special circumstances, a student may request to be dropped from all courses after the official add/drop period for one of the following reasons and receive a refund (if applicable) of tuition and net fees (except fees for instruments, tools, or uniform costs):

NOTE: If the student requesting the special circumstances drop has paid for their current courses with financial aid, the student must pay back the financial aid that was received. The special circumstances process does not grant forgiveness for federal Title IV financial aid funds.

  1. Serious illness of student or student’s spouse, parent, child, legal guardian or sibling as long as the request is made prior to the end of the semester in which the illness occurs. The student must produce a verifiable doctor’s statement certifying that their illness or the illness of the relative prevents the student from attending classes.
  2. Death of student, student’s spouse, parent, child, legal guardian, or sibling if the request is made prior to the end of the semester in which the death occurs. The student or the student’s representative must provide a death certificate or newspaper obituary notice as well as proof of relationship (birth certificate, marriage license).
  3. Military service/deployment if the student who belongs to the armed forces or National Guard is called to active duty and assigned to a duty station distant from the campus. A copy of the military orders must be provided.
  4. Jury duty that requires five days or more of consecutive service. A copy of the court order must be provided.

Note: When courses are dropped through this process, all financial aid received must be repaid by the student. The student needs to meet with an advisor to request a special circumstance refund.


 1098-T (Education Tax Credit)

Starting with tax year 2017, any student enrolled in classes for credit at Mohave Community College will receive a 1098-T tax form for their end-of-year tax reporting. Your 1098-T information will be available to you by January 31 (possibly sooner) and will remain available online for your convenience 24/7 through October 15. To access, simply follow the easy step by step instructions below:

  1. Go to JICS/myMohave.
  2. Select the “Login” feature at the top right-hand corner of the page.
  3. Provide your “Username” and “Password.”
  4. Select “Students” tab at the top of the page.
  5. Select the red link “Account and Payment Information” on the left-hand side of the page.
  6. Select “View your 1098-T Here” on the bottom right-hand side of the page.
  7. PrintEasy as that!
  8. For a summary of each box “Go to My 1098-T Info

If you prefer to receive a printed copy via mail, please send an email to the Bursar’s office no later than October 31st of the current year. All paper forms will be mailed to the address stated within the college administrative system. If you wish to update your information please contact the college’s Registrar department.